Software >> Other

I use this in place of Quicken or MS Money. You heard me right...this little app is robust enough to be your stand alone financial software. Even better is that it's portable and does many of the things the desktop money managers do. Of course you can use it as a supplement for Quicken/MS Money as it does export QIF files, but on it's own, PM has the power and features to do everything you need.

Setting up accounts is easy as is doing the actual tracking of debits/credits and so on. You can set up recurring payments, regular deposits, and so on. You can set up which accounts are counted as part of your total net worth on the overview screen so that you always have a snapshot of just how much money you really have. The portability factor is great...stop at an ATM or purchase something and you can quickly record the transaction with a minimum of stylus taps and not have to worry about entering the receipts in your desktop PC when you get home.

The app is stable (never crashes), small in size (only a few hundred Kilobytes) and the password screen is a welcome basic safety feature. Plus, all your card info and bank contact data can safely be stored in this app in the event that you lose your wallet or need to call your bank!

If you buy just one Palm application or if you feel the need to organize your finances (and keep them organized), Pocket Money is a worthwhile purchase. I can't say enough about this great product!

The program works very cleanly. Within 1 hr of playing around with it, I actually had, for the first time in one place, a listing of what my net worth was! To me, that's an amazing feat. I've got my 401k totals there, stock holdings, checking accts, savings accts, home equity, credit cards, the amount of change sitting in my drawer, and even the amount of money sitting in my pocket!

It took only a few minutes, and the results are truly a peace of mind, because, with every transaction, whether ATM, or in a store, or wherever, I can open up the program, and quickly add the amount of the purchase or deposit or transfer, give it a category if I want, and who it went to, and that's it. Done. I can forget about it until my next transaction takes place.

Now I don't have to wonder if I'll have enough for this item or that. Just by putting in bills that I know are coming in at the beginning of the month, I can see how much I *really* have, rather than the tempting figure that sometimes prints out on an ATM receipt.

Thanks makers of Pocket Money!